title: Personal responsibility in health benefits: looking backward, looking forward.
abstract: Consumerism and care management continue to make inroads as cost-containment strategies for employers, as well as for employees who have endured the steady rise in benefit cost-shifting. The latest statistics and trends point the way to a new era of personal responsibility in health benefits. The author describes how this trend has grown, and where it is leading.
authors.affiliation: Mercer Humann Resource Consulting, Health & Benefits Services Office, Newport Beach, California, USA.
authors.forename: Alexander
authors.initials: A
authors.lastname: Domaszewicz
mesh_terms: D001294:Attitude to Health; D003258:Consumer Behavior / Q000191:economics*; D003361:Cost Allocation; D003625:Data Collection; D003657:Decision Making; D006264:Health Benefit Plans, Employee / Q000145:classification / Q000191:economics*; D006801:Humans; D012179:Retirement / Q000191:economics; D012941:Social Responsibility; D014481:United States