title: Consumer-directed health care: except for the healthy and wealthy it's unwise.
authors.forename: James G
authors.initials: JG
authors.lastname: Knight
mesh_terms: D015982:Bias; D003258:Consumer Behavior / Q000191:economics*; D017046:Cost Savings; D017047:Cost Sharing; D003695:Delivery of Health Care / Q000191:economics*; D005260:Female; D006801:Humans; D007348:Insurance, Health / Q000592:standards* / Q000639:trends; D008297:Male; D020402:Medical Savings Accounts / Q000191:economics; D012959:Socioeconomic Factors; D014481:United States