title: Health financing and insurance reform in Morocco.
abstract: The government of Morocco approved two reforms in 2005 to expand health insurance coverage. The first is a payroll-based mandatory health insurance plan for public- and formal private-sector employees to extend coverage from the current 16 percent of the population to 30 percent. The second creates a publicly financed fund to cover services for the poor. Both reforms aim to improve access to high-quality care and reduce disparities in access and financing between income groups and between rural and urban dwellers. In this paper we analyze these reforms: the pre-reform debate, benefits covered, financing, administration, and oversight. We also examine prospects and future challenges for implementing the reforms.
authors.affiliation: Division of Global Health, Department of Epidemiology and Public Health, School of Medicine, Yale University, New Haven, Connecticut, USA. jennifer.ruger@yale.edu
authors.forename: Jennifer Prah
authors.initials: JP
authors.lastname: Ruger
authors.forename: Daniel
authors.initials: D
authors.lastname: Kress
mesh_terms: D005382:Financing, Personal; D006264:Health Benefit Plans, Employee / Q000331:legislation & jurisprudence* / Q000706:statistics & numerical data; D018166:Health Care Reform / Q000331:legislation & jurisprudence*; D006297:Health Services Accessibility / Q000191:economics* / Q000706:statistics & numerical data; D006801:Humans; D037141:Mandatory Programs; D008483:Medical Assistance / Q000331:legislation & jurisprudence*; D009018:Morocco; D009313:National Health Programs / Q000191:economics*; D011203:Poverty; D017149:Private Sector; D017150:Public Sector; D012959:Socioeconomic Factors