Health financing and insurance reform in Morocco.
The government of Morocco approved two reforms in 2005 to expand health insurance coverage. The first is a payroll-based mandatory health insurance plan for public- and formal private-sector employees to extend coverage from the current 16 percent of the population to 30 percent. The second creates a publicly financed fund to cover services for the poor. Both reforms aim to improve access to high-quality care and reduce disparities in access and financing between income groups and between rural and urban dwellers. In this paper we analyze these reforms: the pre-reform debate, benefits covered, financing, administration, and oversight. We also examine prospects and future challenges for implementing the reforms.
Ruger
Jennifer Prah
JP
Division of Global Health, Department of Epidemiology and Public Health, School of Medicine, Yale University, New Haven, Connecticut, USA. jennifer.ruger@yale.edu
Kress
Daniel
D
D005382:Financing, Personal; D006264:Health Benefit Plans, Employee / Q000331:legislation & jurisprudence* / Q000706:statistics & numerical data; D018166:Health Care Reform / Q000331:legislation & jurisprudence*; D006297:Health Services Accessibility / Q000191:economics* / Q000706:statistics & numerical data; D006801:Humans; D037141:Mandatory Programs; D008483:Medical Assistance / Q000331:legislation & jurisprudence*; D009018:Morocco; D009313:National Health Programs / Q000191:economics*; D011203:Poverty; D017149:Private Sector; D017150:Public Sector; D012959:Socioeconomic Factors