title: Employee contributions: a primer on their use, historical trends and overall fit within benefits strategy.
abstract: This article focuses on the use of employee contributions as a strategic tool within employee health plans. While most employers require some form of employee contributions for health care, there is no clear "one-size-fits-all" solution. A myriad of strategies are in place, some active and some passive. This article reviews both common and emerging strategies and how they differ based on industry, employer size and region; discusses how employee contribution strategy fits within overall benefits strategy; and provides a strategic framework for approaching employee contributions in the future.
authors: Mercer Health Benefits, LLC, Cincinnati, Ohio, USA.
authors: Hudson A
authors: HA
authors: Peters
mesh_terms: D000328:Adult; D000368:Aged; D000369:Aged, 80 and over; D017047:Cost Sharing / Q000706:statistics & numerical data*; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000458:organization & administration*; D006279:Health Maintenance Organizations; D006801:Humans; D008875:Middle Aged; D014481:United States