title: Employer-based health insurance: past, present, and future.
abstract: Health insurance is a critical recruitment and retention tool for employers. Employer-based coverage provides advantages, such as natural risk pools and equitable premiums. Small employers face higher premium and administrative costs per worker than large firms, leading to a growing number of working uninsured. Access to affordable health insurance has become a critical issue for U.S. policymakers.
authors.affiliation: The Commonwealth Fund, New York, USA. src@cmwf.org
authors.forename: Sara R
authors.initials: SR
authors.lastname: Collins
mesh_terms: D006264:Health Benefit Plans, Employee / Q000191:economics / Q000458:organization & administration / Q000706:statistics & numerical data / Q000639:trends*; D006801:Humans; D014481:United States