title: Risk management programs: a means to lower premiums.
authors.affiliation: Division of Advocacy and Health Policy, USA.
authors.forename: Melinda
authors.initials: M
authors.lastname: Baker
mesh_terms: D013502:General Surgery; D006801:Humans; D007351:Insurance, Liability / Q000191:economics*; D011216:Practice Management, Medical / Q000458:organization & administration; D012308:Risk Management; D013663:Teaching; D014481:United States