title: Socioeconomic differences in service use, payment and receipt of illness-related benefits in the last year of life: findings from the British Household Panel Survey.
abstract: BACKGROUND
  Terminal illness presents a financial challenge to many households, but in Britain the situation should be eased by state benefits, such as attendance allowance, which is available to everyone in the last six months of life without means testing.
  
  
  OBJECTIVE
  To investigate the use of health and social services, payments and benefit receipt by individuals in differing financial circumstances in the year before death.
  
  
  METHODS
  Analysis of individual level panel data for 1652 community-dwelling decedents from 12 waves of the British Household Panel Study (1991-2003).
  
  
  RESULTS
  In the year before death, over 90% of decedents saw their GP, and around one-third spent some time in hospital. More than 80% paid no fees for any services. Over a third of decedents aged over 65 reported financial strain, but only 13.9% of these were receiving attendance allowance. People who felt that they were having financial difficulties were more likely to be frequent attenders in primary care, taking age, health status and other factors into account (adjusted OR=1.9, 95% CI=1.3-2.6, P<0.001). Older age was associated with less use of primary, but not secondary care.
  
  
  CONCLUSIONS
  Financial strain was common, but benefit uptake low. Primary health care professionals saw nearly all decedents in their last year, and could play an important role in ensuring that the elderly and the less well off are aware of the services and benefits available to them.
authors.affiliation: Division of Public Health, University of Liverpool, Liverpool, UK. b.hanratty@liv.ac.uk
authors.forename: B
authors.initials: B
authors.lastname: Hanratty
authors.forename: A
authors.initials: A
authors.lastname: Jacoby
authors.forename: M
authors.initials: M
authors.lastname: Whitehead
mesh_terms: D000293:Adolescent; D000328:Adult; D000368:Aged; D000369:Aged, 80 and over; D003695:Delivery of Health Care / Q000191:economics; D005194:Family Practice / Q000191:economics / Q000706:statistics & numerical data; D005260:Female; D005102:Health Expenditures; D006304:Health Status; D006760:Hospitalization / Q000191:economics; D006801:Humans; D008297:Male; D008875:Middle Aged; D010342:Patient Acceptance of Health Care / Q000706:statistics & numerical data*; D011632:Public Assistance; D012959:Socioeconomic Factors; D013727:Terminal Care / Q000191:economics* / Q000706:statistics & numerical data; D019452:Terminally Ill / Q000706:statistics & numerical data; D006113:United Kingdom