title: Divided we stand, united we fall: personal budgets versus universal coverage.
authors.affiliation: Developmental Disabilities Health Alliance Inc, Quality Management and Research, Vineland, NJ 08360-1865, USA.
authors.forename: Theodore A
authors.initials: TA
authors.lastname: Kastner
authors.forename: Kevin K
authors.initials: KK
authors.lastname: Walsh
mesh_terms: D006233:Persons with Disabilities; D006801:Humans; D007348:Insurance, Health; D014481:United States