Innovations in healthcare finance lessons from the 401(k) model.
*Escalating health benefit expenses are leading employers to shift more of the costs to their employees. *Global financial services companies and startup entrepreneurs are competing to develop private-sector solutions to capitalize on the ailing and mis-aligned healthcare financing system. *Emerging innovations are targeting insured individuals who are facing increasing responsibility for first-dollar coverage. *Healthcare providers should view patients as individual "price-sensitive payers" as new tools enable them to shop around for services based on cost and quality.
Navigant Consulting Inc., Chicago, USA. cmyers@navigantconsulting.com
Chris
C
Myers
Jason
J
Lineen
D017047:Cost Sharing; D004059:Diffusion of Innovation; D006264:Health Benefit Plans, Employee / Q000191:economics / Q000458:organization & administration*; D008962:Models, Theoretical; D017149:Private Sector; D014481:United States