Job-based health insurance: costs climb at a moderate pace.
Each year the Kaiser/HRET Survey of Employer Health Benefits takes a snapshot of the state of employee benefits in the United States, based on interviews with public and private employers. Our findings for 2009 show that families continue to face higher premiums, up about 5 percent from last year, and that cost sharing in the form of deductibles and copayments for office visits is greater as well. Average annual premiums in 2009 were $4,824 for single coverage and $13,375 for family coverage. Enrollment in high-deductible health plans held steady. We offer new insights about health risk assessments and how firms responded to the economic downturn.
Claxton
Gary
G
Henry J. Kaiser Family Foundation in Washington, DC, USA. gclaxton@kff.org
DiJulio
Bianca
B
Whitmore
Heidi
H
Pickreign
Jeremy
J
McHugh
Megan
M
Finder
Benjamin
B
Osei-Anto
Awo
A
D003625:Data Collection; D003669:Deductibles and Coinsurance / Q000639:trends*; D006264:Health Benefit Plans, Employee / Q000191:economics* / Q000639:trends; D006801:Humans; D019458:Insurance Coverage / Q000639:trends; D014481:United States