Professional liability insurance.
This article introduces the emergency physician to professional liability insurance: the type of insurance, whether it is the only type available in the region, and, if claims-made insurance, whether the tail coverage rate is reasonable; the limits of liability and whether these are appropriate for emergency medicine in the region; the policy exclusions and restrictions; the insurance company's financial strength; whether an attorney is provided for a claim, whether fees are covered by the policy, whether they are subtracted from the policy limit, whether the physician can choose a defense attorney, and whether the physician's consent is required for the insurance company to settle a case.
Tahouni
Morsal R
MR
Department of Emergency Medicine, Boston Medical Center, Boston University School of Medicine, 1 Boston Medical Center Place, Boston, MA 02118, USA.
Kahn
Joseph H
JH
D004635:Emergency Medicine / Q000191:economics / Q000331:legislation & jurisprudence; D006801:Humans; D019458:Insurance Coverage; D007351:Insurance, Liability / Q000191:economics; D008318:Malpractice / Q000191:economics*; D012308:Risk Management; D014481:United States