title: Impact of type of insurance plan on access and utilization of health care services for adults aged 18-64 years with private health insurance: United States, 2007-2008.
abstract: Data from the National Health Interview Survey. Almost 18% of adults under age 65 with private health insurance were enrolled in some type of high deductible health plan (HDHP), including 5% who were enrolled in a consumer-directed health plan (CDHP), 2% with a flexible spending account (FSA) for medical expenses, and 12% in a HDHP-only plan. Approximately 17% of adults aged 18-64 years enrolled in an HDHP had unmet medical or prescription drug needs due to cost, compared with 10% among adults aged 18-64 years enrolled in a traditional health plan only (no FSA). Privately insured adults aged 18-64 years with an FSA or health savings account (HSA) were more likely to receive a flu shot or have contact with an eye doctor in the past 12 months than those with neither an FSA nor an HSA.
authors.affiliation: Centers for Disease Control and Prevention's National Center for Health Statistics, Division of Health Interview Statistics, Hyattsville, Maryland 20782, USA.
authors.forename: Robin A
authors.initials: RA
authors.lastname: Cohen
mesh_terms: D000293:Adolescent; D000328:Adult; D003256:Community Participation / Q000191:economics / Q000706:statistics & numerical data; D003669:Deductibles and Coinsurance / Q000191:economics / Q000706:statistics & numerical data; D006296:Health Services / Q000191:economics / Q000706:statistics & numerical data*; D006297:Health Services Accessibility / Q000191:economics / Q000706:statistics & numerical data*; D006801:Humans; D007348:Insurance, Health / Q000145:classification / Q000191:economics / Q000706:statistics & numerical data*; D020402:Medical Savings Accounts / Q000191:economics / Q000706:statistics & numerical data; D008875:Middle Aged; D014481:United States; D055815:Young Adult