title: Moral hazard matters: measuring relative rates of underinsurance using threshold measures.
authors.affiliation: Division of Health Policy and Management, University of Minnesota, 420 Delaware Street SE, MMC 729, Minneapolis, MN 55455.
authors.forename: Jean Marie
authors.initials: JM
authors.lastname: Abraham
authors.forename: Thomas
authors.initials: T
authors.lastname: Deleire
authors.forename: Anne Beeson
authors.initials: AB
authors.lastname: Royalty