title: Estimating the effects of casinos and of lotteries on bankruptcy: a panel data set approach.
authors.affiliation: Byrd School of Business, Shenandoah University, 1640 University Dr., Winchester, VA 22601, USA.
authors.forename: Bogdan
authors.initials: B
authors.lastname: Daraban
authors.forename: Clifford F
authors.initials: CF
authors.lastname: Thies