Health care consumerism: incentives, behavior change and uncertainties.
Employers affected by the recession's 2009 peak must press for cost containment in 2010, especially in health care benefits. Encouraging employee consumerism--through consumer-directed health plans and other strategies--can be enhanced by incentives, but federal efforts at health care reform add some element of uncertainty to the consumer-directed solution. This article provides some lessons to guide the course of action for employers considering implementing a consumerist approach to improve employee health and control the cost trend.
Domaszewicz
Sander
S
THM, Newport Beach, California, USA.
Havlin
Linda
L
Connolly
Susan
S
D003256:Community Participation; D006264:Health Benefit Plans, Employee / Q000458:organization & administration*; D006801:Humans; D009042:Motivation; D040242:Risk Reduction Behavior; D035501:Uncertainty; D014481:United States