Analysis of the Uniform Accident And Sickness Policy Provision Law: lessons for social work practice, policy, and research.
The Uniform Accident and Sickness Policy Provision Law (UPPL) is a state statute that allows insurance companies in 26 states to deny claims for accidents and injuries incurred by persons under the influence of drugs or alcohol. Serious repercussions can result for patients and health care professionals as states enforce this law. To examine differences within the laws that might facilitate amendments or reduce insurance companies' ability to deny claims, a content analysis was carried out of each state's UPPL law. Results showed no meaningful differences between each state's laws. These results indicate patients and health professionals share similar risk related to the UPPL regardless of state.
Cochran
Gerald
G
School of Social Work, University of Texas at Austin, Austin, Texas, USA. jcochran@mail.utexas.edu
D000063:Accidents, Traffic; D003955:Diagnostic Tests, Routine; D005102:Health Expenditures; D006801:Humans; D019458:Insurance Coverage / Q000331:legislation & jurisprudence*; D007346:Insurance, Accident / Q000331:legislation & jurisprudence*; D011640:Public Policy; D012962:Sociology, Medical; D013219:State Government; D015813:Substance Abuse Detection / Q000191:economics; D019966:Substance-Related Disorders / Q000175:diagnosis / Q000628:therapy; D014481:United States; D014947:Wounds and Injuries / Q000191:economics / Q000209:etiology