title: In today's uncertain financial environment, how difficult will it be for you to collect on your disability insurance policy?
abstract: Disability insurance companies are in tough spot. The down economy, lack of profitability from the sale of new policies, and significant increase in the number of physician claims filed over the past several years have resulted in financial chaos. Many disability insurance companies are vanishing or feeling pressure to release reserves just to stay afloat, and unfortunately this materially affects claimants in the manner in which their claims are administered.
authors.affiliation: Comitz/Beethe,Scottsdale Spectrum, 6720 N. Scottsdale Road, Suite 150, Scottsdale, AZ 85253, USA. ecomitz@cobelaw.com
authors.forename: Edward O
authors.initials: EO
authors.lastname: Comitz
mesh_terms: D004185:Disability Evaluation; D057172:Economic Recession; D004608:Eligibility Determination / Q000191:economics; D005607:Fraud / Q000331:legislation & jurisprudence; D006801:Humans; D007342:Insurance Benefits / Q000191:economics*; D007343:Insurance Carriers / Q000191:economics / Q000331:legislation & jurisprudence; D007344:Insurance Claim Reporting / Q000191:economics*; D019458:Insurance Coverage / Q000191:economics; D018868:Insurance, Disability / Q000191:economics*; D010815:Physician Impairment / Q000191:economics*; D010819:Physician's Role; D014481:United States