title: Health insurance for all long-term care workers: estimated costs and coverage impacts in Minnesota and recommendations for States.
abstract: A major barrier to building a strong workforce to meet the growing need for long-care is lack of affordable health benefits. This study projects impacts of funding health coverage for all long-term care workers in Minnesota. Under the most cost effective model plan design, enrollment in employer-sponsored coverage would increase 73% to 100% for individual coverage and 26% to 42% for family coverage. Total monthly costs would be $698/worker in the commercial market or $634/worker through a new dedicated risk pool. Based on our findings and past research, the authors present recommendations for structuring and implementing a long-term care worker health insurance initiative.
authors.affiliation: The Lewin Group, Falls Church, Virginia 22042, USA. bernadette.wright@lewin.com
authors.forename: Bernadette
authors.initials: B
authors.lastname: Wright
authors.forename: Cindy
authors.initials: C
authors.lastname: Gruman
authors.forename: Lisa
authors.initials: L
authors.lastname: Alecxih
authors.forename: Larhae
authors.initials: L
authors.lastname: Knatterud
mesh_terms: D003365:Costs and Cost Analysis; D006264:Health Benefit Plans, Employee / Q000191:economics*; D006699:Home Care Services / Q000191:economics*; D006801:Humans; D008134:Long-Term Care / Q000191:economics*; D008484:Medicaid / Q000191:economics; D006278:Medicare / Q000191:economics; D008910:Minnesota; D014481:United States