title: Infant mortality: an insured population perspective.
abstract: Many insurers offer life coverage to individuals during the first year of life. The policies tend to have small face values, but frequently contain premium waiver or additional purchase options. General population mortality is significantly higher at this age relative to older children and even middle-aged adults. This article presents the mortality experience of an insured cohort in which death occurred under 1 year of age. In summary, the insured population's mortality rate was significantly lower and the leading causes of death were different than the general population.
authors.affiliation: Northwestern Mutual Life Insurance Company, 720 E. Wisconsin Avenue, Milwaukee, WI 53202-4797, USA. danielzimmerman@northwesternmutual.com
authors.forename: Daniel D
authors.initials: DD
authors.lastname: Zimmerman
authors.forename: Brad
authors.initials: B
authors.lastname: Roudebush
mesh_terms: D005260:Female; D006801:Humans; D007226:Infant Mortality; D007231:Infant, Newborn; D019458:Insurance Coverage / Q000706:statistics & numerical data*; D007352:Insurance, Life / Q000706:statistics & numerical data*; D008297:Male; D014481:United States / Q000453:epidemiology