title: The financial repercussions of new work-limiting health conditions for older workers.
abstract: This analysis used propensity score matching to construct a comparison sample that is observationally similar at baseline interview to older workers who later experience the onset of a medical condition that limits their ability to work. Using these matched onset and comparison samples, we studied trajectories in earnings and income around onset of the work limitation. Earnings two years after onset for the work-limitation group were 50% lower and poverty rates were nearly double. Income from unemployment insurance, workers' compensation, and retirement and disability benefits offset only a small amount of the earnings declines, resulting in decreased overall household income after onset of the work-limiting condition.
authors.affiliation: Center for Studying Disability Policy at Mathematica Policy Research, Washington, DC 20002-4221, USA. JSchimmel@Mathematica-Mpr.com
authors.forename: Jody
authors.initials: J
authors.lastname: Schimmel
authors.forename: David C
authors.initials: DC
authors.lastname: Stapleton
mesh_terms: D000375:Aging; D006233:Persons with Disabilities / Q000706:statistics & numerical data*; D004651:Employment / Q000191:economics* / Q000706:statistics & numerical data; D005260:Female; D006304:Health Status; D006801:Humans; D007182:Income / Q000706:statistics & numerical data*; D019458:Insurance Coverage / Q000706:statistics & numerical data; D007348:Insurance, Health / Q000706:statistics & numerical data; D008297:Male; D008875:Middle Aged; D011632:Public Assistance / Q000706:statistics & numerical data*; D014942:Workers' Compensation / Q000191:economics / Q000706:statistics & numerical data