title: A primer on long-term care insurance.
abstract: Long-Term Care Insurance (LTCI) was part of the CLASS Act, established by the Affordable Care Act (ACA). Although this initiative is on hold, at least 70 percent of people over 65 will eventually need long-term care, either at home or in a nursing home, and that can be very expensive. This Editorial looks at the basics of LTCI. State-specific laws are applicable with LTCI.
authors.forename: Suzanne K
authors.initials: SK
authors.lastname: Powell
mesh_terms: D000368:Aged; D003657:Decision Making; D006801:Humans; D007353:Insurance, Long-Term Care / Q000191:economics / Q000331:legislation & jurisprudence; D014481:United States