title: Did reform of the non-group health insurance market affect the decision to be self-employed? Evidence from state reforms in the 1990s.
abstract: This paper estimates whether state-level implementation of community rating and guaranteed issue regulations in the non-group health insurance market during the 1990s affected the decision of taxpayers to be self-employed. Using a panel of tax returns that span 1987-2000, we find no statistically significant effect of the reforms on the propensity to be self-employed overall, although we find evidence of an increase in self-employment among older taxpayers and weaker evidence of decreases among younger cohorts.
authors.affiliation: School of Public and Environmental Affairs, Indiana University, Bloomington, IN, USA.
authors.forename: Bradley T
authors.initials: BT
authors.lastname: Heim
authors.forename: Ithai Z
authors.initials: IZ
authors.lastname: Lurie
mesh_terms: D000328:Adult; D003657:Decision Making; D004651:Employment / Q000191:economics* / Q000706:statistics & numerical data; D005260:Female; D018166:Health Care Reform; D006801:Humans; D007348:Insurance, Health / Q000191:economics*; D008297:Male; D008875:Middle Aged; D018803:Models, Economic; D014481:United States
keywords: health insurance regulations; health reform; self-employment