title: Health benefits in 2013: moderate premium increases in employer-sponsored plans.
abstract: Employer-sponsored health insurance premiums rose moderately in 2013, the annual Kaiser Family Foundation/Health Research and Educational Trust (Kaiser/HRET) Employer Health Benefits Survey found. In 2013 single coverage premiums rose 5 percent to $5,884, and family coverage premiums rose 4 percent to $16,351. The percentage of firms offering health benefits (57 percent) was similar to that in 2012, as was the percentage of workers at offering firms who were covered by their firm's health benefits (62 percent). The share of workers with a deductible for single coverage increased significantly from 2012, as did the share of workers in small firms with annual deductibles of $1,000 or more. Most firms (77 percent), including nearly all large employers, continued to offer wellness programs, but relatively few used incentives to encourage employees to participate. More than half of large employers offering health risk appraisals to workers offered financial incentives for completing the appraisal.
authors: Gary
authors: G
authors: Claxton
authors: Matthew
authors: M
authors: Rae
authors: Nirmita
authors: N
authors: Panchal
authors: Anthony
authors: A
authors: Damico
authors: Heidi
authors: H
authors: Whitmore
authors: Nathan
authors: N
authors: Bostick
authors: Kevin
authors: K
authors: Kenward
mesh_terms: D005249:Fees and Charges / Q000639:trends*; D006264:Health Benefit Plans, Employee / Q000191:economics*; D019458:Insurance Coverage / Q000191:economics*; D014481:United States
keywords: Cost Of Health Care; Employer-Based Insurance System; Health Reform; Insurance Coverage; Insurance Market