title: Role of Community Based Savings Groups (CBSGs) enhancing the utilization of community midwives in Chitral district of Pakistan.
abstract: BACKGROUND
  Maternal and infant mortality rates in the district of Chitral in Pakistan are alarmingly high. One of the major reasons for this is the inability of women to access skilled care due to the high costs associated with traveling and utilizing such services. The Aga Khan Health Services, Pakistan (AKHSP) in partnership with the national and provincial Maternal, Neonatal and Child Health (MNCH) program, deployed 28 community midwives (CMWs) in remote villages of Chitral district. This program has also established Community-Based Savings Groups (CBSGs) to support and facilitate access to MNCH services, in particular those delivered by the CMWs. CBSGs are a simple yet cost-effective and sustainable means of providing basic financial services to low income, marginalized, rural populations.The link between CBSGs and utilization of MNCH services is not well understood. This study will assess the relationship between women membership of CBSGs and their utilization of MNCH services, specifically those offered by CMWs, in the community.
  
  
  METHODS
  The research question will be answered through guided interviews of women in the target population who have delivered within one month. The outcome variable will be the utilization of full continuum of skilled MNCH care (disaggregated by 1+ ANC, 1+ PNC and skilled delivery). The primary independent variable of interest will be participation in a CBSG.Focus Group Discussions (FGDs) will be conducted to generate further understanding and information about the social and financial factors that contribute to health behavior and health provider decision-making during pregnancy.Analysis will be tailored to answer how CBSGs, directly or indirectly, facilitate greater financial and/or social access to CMW services for pregnant women. Furthermore, the extent to which financial or social empowerment through a CBSG leads to greater utilization of CMW services.
  
  
  CONCLUSIONS
  The role of CBSGs and their interlink with the CMWs services to be replicated in other comparable areas in Pakistan as a viable mean to increase MNCH service utilization amongst rural, low income, and marginalized communities. Findings from this research will be disseminated through community, national, and international channels consisting of policy makers and social society groups.
authors.affiliation: Aga Khan Foundation, Islamabad, Pakistan. Qayyum.Noorani@yahoo.com.
authors.forename: Qayyum Ali
authors.initials: QA
authors.lastname: Noorani
authors.forename: Iqbal
authors.initials: I
authors.lastname: Azam
authors.forename: Babar T
authors.initials: BT
authors.lastname: Shaikh
authors.forename: Tharanga
authors.initials: T
authors.lastname: Ranasinghe
authors.forename: Shazia
authors.initials: S
authors.lastname: Abbas
authors.forename: Shakeela
authors.initials: S
authors.lastname: Wali
authors.forename: Paul
authors.initials: P
authors.lastname: Rippey
authors.forename: Wajiha
authors.initials: W
authors.lastname: Javed
mesh_terms: D005260:Female; D005378:Financial Support; D017144:Focus Groups; D006297:Health Services Accessibility / Q000191:economics; D006801:Humans; D008427:Maternal Health Services / Q000191:economics* / Q000706:statistics & numerical data*; D008880:Midwifery / Q000191:economics*; D010154:Pakistan; D011203:Poverty; D011247:Pregnancy; D012107:Research Design; D019035:Rural Health Services / Q000191:economics / Q000706:statistics & numerical data