title: Women's receipt of Social Security retirement benefits: expectations compared to elections.
abstract: This research contributes knowledge regarding the options of early, normal, or delayed receipt of Social Security retirement benefits and research-based findings regarding women's expected and actual timing of election of Social Security retirement benefits. First, descriptive analyses of alternative retirement options, based on Social Security retirement benefit rules, are provided. Second, the 2000, 2002, 2004, and 2006 waves of Health and Retirement Study (HRS) data are used to analyze women's anticipated and actual election of Social Security retirement benefits. Third, based on these considerations, recommendations are made regarding Social Security retirement benefit receipt alternatives.
authors.affiliation: a Department of Family, Youth and Community Sciences , University of Florida , Gainesville , FL.
authors.forename: Martie
authors.initials: M
authors.lastname: Gillen
authors.forename: Claudia J
authors.initials: CJ
authors.lastname: Heath
mesh_terms: D000367:Age Factors; D000368:Aged; D003657:Decision Making; D005260:Female; D006801:Humans; D008137:Longitudinal Studies; D008875:Middle Aged; D010415:Pensions; D012179:Retirement / Q000191:economics / Q000706:statistics & numerical data; D012943:Social Security / Q000191:economics / Q000331:legislation & jurisprudence / Q000706:statistics & numerical data; D012959:Socioeconomic Factors; D013997:Time Factors; D014481:United States