title: Modelling crash propensity of carshare members.
abstract: Carshare systems are considered a promising solution for sustainable development of cities. To promote carsharing it is imperative to make them cost effective, which includes reduction in costs associated to crashes and insurance. To achieve this goal, it is important to characterize carshare users involved in crashes and understand factors that can explain at-fault and not-at fault drivers. This study utilizes data from GoGet carshare users in Sydney, Australia. Based on this study it was found that carshare users who utilize cars less frequently, own one or more cars, have less number of accidents in the past ten years, have chosen a higher insurance excess and have had a license for a longer period of time are less likely to be involved in a crash. However, if a crash occurs, carshare users not needing a car on the weekend, driving less than 1000km in the last year, rarely using a car and having an Australian license increases the likelihood to be at-fault. Since the dataset contained information about all members as well as not-at-fault drivers, it provided a unique opportunity to explore some aspects of quasi-induced exposure. The results indicate systematic differences in the distribution between the not-at-fault drivers and the carshare members based on the kilometres driven last year, main mode of travel, car ownership status and how often the car is needed. Finally, based on this study it is recommended that creating an incentive structure based on training and experience (based on kilometres driven), possibly tagged to the insurance excess could improve safety, and reduce costs associated to crashes for carshare systems.
authors.affiliation: School of Civil and Environmental Engineering, University of New South Wales, UNSW, Gate 11, Botany Street, H20 CVEN, L1, Room 113, Sydney, NSW 2031, Australia. Electronic address: v.dixit@unsw.edu.au.
authors.forename: Vinayak
authors.initials: V
authors.lastname: Dixit
authors.affiliation: School of Civil and Environmental Engineering, University of New South Wales, UNSW, Gate 11, Botany Street, H20 CVEN, L1, Room 113, Sydney, NSW 2031, Australia. Electronic address: rashidi@unsw.edu.au.
authors.forename: Taha Hossein
authors.initials: TH
authors.lastname: Rashidi
mesh_terms: D000063:Accidents, Traffic / Q000191:economics / Q000523:psychology / Q000706:statistics & numerical data*; D001334:Automobile Driving / Q000523:psychology / Q000706:statistics & numerical data*; D001336:Automobiles / Q000191:economics*; D006801:Humans; D007346:Insurance, Accident / Q000706:statistics & numerical data; D016015:Logistic Models; D008962:Models, Theoretical; D009517:New South Wales; D011336:Probability; D018570:Risk Assessment; D012307:Risk Factors; D012449:Safety / Q000191:economics / Q000706:statistics & numerical data*
keywords: Carshare; Censored biprobit; Quasi-induced exposure; Safety