title: Disruptive innovation: value-based health plans.
abstract: "Worth in usefulness or importance to the possessor; utility or merit." American Heritage Dictionary "A principle, standard, or quality considered worthwhile or desirable." American Heritage Stedman's Medical Dictionary "A fair return or equivalent in goods, services, or money for something exchanged." Merriam-Webster's Dictionary of Law.
authors.affiliation: Chief Strategic Officer, Employer-based Pharmaceutical Strategies, LLC, Cranston, RI.
authors.forename: F Randy
authors.initials: FR
authors.lastname: Vogenberg