title: Pharmacy Students' Attitudes Toward Debt.
abstract: OBJECTIVE
  To examine pharmacy students' attitudes toward debt.
  
  
  METHODS
  Two hundred thirteen pharmacy students at the University of Minnesota were surveyed using items designed to assess attitudes toward debt. Factor analysis was performed to identify common themes. Subgroup analysis was performed to examine whether students' debt-tolerant attitudes varied according to their demographic characteristics, past loan experience, monthly income, and workload.
  
  
  RESULTS
  Principal component extraction with varimax rotation identified 3 factor themes accounting for 49.0% of the total variance: tolerant attitudes toward debt (23.5%); contemplation and knowledge about loans (14.3%); and fear of debt (11.2%). Tolerant attitudes toward debt were higher if students were white or if they had had past loan experience.
  
  
  CONCLUSIONS
  These 3 themes in students' attitudes toward debt were consistent with those identified in previous research. Pharmacy schools should consider providing a structured financial education to improve student management of debt.
authors.affiliation: St. Louis College of Pharmacy, St. Louis, Missouri.
authors.forename: Taehwan
authors.initials: T
authors.lastname: Park
authors.affiliation: Minneapolis Medical Research Foundation, Minneapolis, Minnesota.
authors.forename: Akeem A
authors.initials: AA
authors.lastname: Yusuf
authors.affiliation: University of Minnesota College of Pharmacy, Minneapolis, Minnesota.
authors.forename: Ronald S
authors.initials: RS
authors.lastname: Hadsall
mesh_terms: D000328:Adult; D000367:Age Factors; D001291:Attitude of Health Personnel; D004512:Education, Pharmacy / Q000191:economics; D005006:Ethnicity; D005163:Factor Analysis, Statistical; D005260:Female; D006801:Humans; D007182:Income; D008297:Male; D008875:Middle Aged; D012737:Sex Factors; D012959:Socioeconomic Factors; D013339:Students, Pharmacy; D011795:Surveys and Questionnaires; D014146:Training Support; D016526:Workload; D055815:Young Adult
keywords: attitude; debt; factor analysis; pharmacy students