title: The Association of State Rate Review Authority with Health Insurance Premiums.
abstract: Key findings. (1) Adjusted premiums in the individual market in states with prior approval authority combined with loss ratio requirements were lower in 2010-2013 than premiums in states with no rate review authority or file-and-use regulations only. (2) Adjusted premiums declined modestly in prior approval states while premiums increased in states with no rate review authority or with file-and-use regulations only. (3) The findings suggest that states with prior approval authority and loss ratio requirements constrained increases in health insurance premiums.
authors.affiliation: AcademyHealth, Changes in Health Care Financing and Organization. caroline.ticse@academyhealth.org
authors.forename: Caroline
authors.initials: C
authors.lastname: Ticse
mesh_terms: D005249:Fees and Charges / Q000331:legislation & jurisprudence*; D033161:Government Regulation; D006801:Humans; D007348:Insurance, Health / Q000191:economics* / Q000331:legislation & jurisprudence; D058991:Patient Protection and Affordable Care Act / Q000331:legislation & jurisprudence; D011907:Rate Setting and Review / Q000331:legislation & jurisprudence*; D013219:State Government; D014481:United States