title: As third open enrollment arrives, the ACA enters its penalty phase.
authors.forename: Bob
authors.initials: B
authors.lastname: Herman
mesh_terms: D019458:Insurance Coverage / Q000331:legislation & jurisprudence*; D007348:Insurance, Health; D058991:Patient Protection and Affordable Care Act / Q000331:legislation & jurisprudence*; D013660:Taxes; D014481:United States