title: Getting the Horse to Drink.
abstract: Most employers understand the frustration of seeing their employees pass up retirement savings opportunities. This article reviews the problem of insufficient retirement savings and describes simple plan design features that can make it easier for employees to do what's best for their financial futures. The author provides a case example showing what impact such changes can have on participation, deferral rates and account balances.
authors.forename: Jerry
authors.initials: J
authors.lastname: Patterson
mesh_terms: D003657:Decision Making; D010415:Pensions; D012179:Retirement / Q000191:economics*