title: Americans' Experiences with ACA Marketplace Coverage: Affordability and Provider Network Satisfaction: Findings from the Commonwealth Fund Affordable Care Act Tracking Survey, February--April 2016.
abstract: For people with low and moderate incomes, the Affordable Care Act's tax credits have made premium costs roughly comparable to those paid by people with job-based health insurance. For those with higher incomes, the tax credits phase out, meaning that adults in marketplace plans on average have higher premium costs than those in employer plans. The law's cost-sharing reductions are reducing deductibles. Lower-income adults in marketplace plans were less likely than higher-income adults to report having deductibles of $1,000 or more. Majorities of new marketplace enrollees and those who have changed plans since they initially obtained marketplace coverage are satisfied with the doctors participating in their plans. Overall, the majority of marketplace enrollees expressed confidence in their ability to afford care if they were to become seriously ill. This issue brief explores these and other findings from the Commonwealth Fund Affordable Care Act Tracking Survey, February--April 2016.
authors.affiliation: Commonwealth Fund
authors.forename: Munira Z
authors.initials: MZ
authors.lastname: Gunja
authors.affiliation: Commonwealth Fund
authors.forename: Sara R
authors.initials: SR
authors.lastname: Collins
authors.affiliation: Commonwealth Fund
authors.forename: Michelle M
authors.initials: MM
authors.lastname: Doty
authors.affiliation: Commonwealth Fund
authors.forename: Sophie
authors.initials: S
authors.lastname: Beutel
mesh_terms: D000328:Adult; D003258:Consumer Behavior / Q000706:statistics & numerical data*; D017047:Cost Sharing / Q000191:economics / Q000706:statistics & numerical data; D003669:Deductibles and Coinsurance / Q000191:economics / Q000706:statistics & numerical data; D003710:Demography; D005382:Financing, Personal / Q000191:economics / Q000706:statistics & numerical data; D006264:Health Benefit Plans, Employee / Q000191:economics* / Q000706:statistics & numerical data*; D019538:Health Care Surveys; D062265:Health Insurance Exchanges / Q000191:economics* / Q000706:statistics & numerical data*; D006801:Humans; D019458:Insurance Coverage / Q000191:economics / Q000706:statistics & numerical data*; D007348:Insurance, Health / Q000191:economics* / Q000706:statistics & numerical data*; D008875:Middle Aged; D058991:Patient Protection and Affordable Care Act / Q000191:economics* / Q000706:statistics & numerical data*; D014481:United States