title: Risk, Social Policy and Welfare Hazel Kemshall Risk, Social Policy and Welfare McGraw Hill Education 159pp £16.99 (plus £3.50 p&p) 0 33520 409 0 0335204090.
abstract: In this text the author explores theories of risk and argues that the idea of a universal welfare system has been replaced by one in which individual citizens are expected to manage risk and make provision for their future needs. In this process, the author argues, state welfare provision has become marginalised and focused upon those people viewed as vulnerable rather than on their individual needs. Chapters examine public provision, mental health, and health and social services for older people.