title: Buyer beware.
abstract: There are around 460,000 physically disabled or older people living in care homes. Nearly two-thirds of them have the cost of their care met in full or in part by local authorities, and another 5 per cent have their costs met in full by the NHS under continuing care arrangements. The remaining third have to make their own arrangements as their capital - the value of their home and any savings and investments - is deemed to be sufficient for them to pay the full cost of care for themselves ( Laing and Buisson 2003 ).
authors.forename: Les
authors.initials: L
authors.lastname: Bright