title: Watch your pension.
abstract: At the age of 56, I am glad I never entered into discussion or read any information about altering or tampering with my NHS pension scheme (news, 21 September, page 10 ). I feel the NHS is acting like a loan shark, encouraging people to stop contributing so they have more money in their pocket today, but this will be paid back four-fold in years to come through lost pension income.
authors.forename: Steven
authors.initials: S
authors.lastname: Taylor