Grandfathered, Grandmothered, And ACA-Compliant Health Plans Have Equivalent Premiums.
Many small employers offer employees health plans that are not fully compliant with Affordable Care Act (ACA) provisions such as covering preventive services without cost sharing. These "grandfathered" and "grandmothered" plans accounted for about 65 percent of enrollment in the small-group market in 2014. Premium costs for these and ACA-compliant plans were equivalent.
Heidi Whitmore is a principal research scientist at NORC at the University of Chicago in Dayton, Minnesota.
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Jon R. Gabel (Gabel-Jon@NORC.org) is a senior fellow at NORC at the University of Chicago in Bethesda, Maryland.
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Jennifer L. Satorius is a research scientist at NORC at the University of Chicago in Chicago, Illinois.
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Matthew Green is a principal research analyst at NORC at the University of Chicago in Chicago.
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D017047:Cost Sharing; D006264:Health Benefit Plans, Employee / Q000191:economics*; D062265:Health Insurance Exchanges / Q000191:economics*; D006801:Humans; D019458:Insurance Coverage / Q000191:economics*; D007348:Insurance, Health / Q000191:economics; D058991:Patient Protection and Affordable Care Act / Q000331:legislation & jurisprudence*; D014481:United States
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